Friday, September 27, 2013

Vocabulary BOSAS 3AZ State Assessment


1. Insert/ place graphics into documents-  Pictures & clip art can be inserted or copied into a document from many different sources, including downloaded from clip art Web site provider, a Web page, or inserted from a folder where you save pictures




2. 5 Functions of management-  Planning, Organizing, Staffing, Leading, & Monitoring




3. Résumés - A document used by persons to present their backgrounds and skills. Résumés can be used for a variety of reasons, but most often they are used to secure new employment



4. Social responsibility of business- the responsibility of every student for his/her actions. It is morally binding on everyone to act in such a way that the people immediately around them are not adversely affected. It is a commitment everyone has towards the society – contributing towards social, cultural and ecological causes


5. Savings account-accounts maintained by retail financial institutions that pay interest but cannot be used directly as money in the narrow sense of a medium of exchange (for example, by writing a cheque). These accounts let customers set aside a portion of their liquid assets while earning a monetary return. For the bank, money in a savings account may not be callable immediately and in some jurisdictions, does not incur a  reserve requirement, freeing up cash from the bank's vault to be lent out with interest


6. Compound Interest- Interest that accrues on the initial principal and the accumulated interest of a principal deposit, loan or debt


7. Simple Interest-  is a fee paid by a borrower of assets to the owner as a form of compensation for the use of the assets. It is most commonly the price paid for the use of borrowed money,or money earned by deposited funds.


8. Checking account- A transactional deposit account held at a financial institution that allows for withdrawals and deposits


 
9. Check endorsement-Check endorsements are how the back of the check is signed or stamped.


10. Check Writing-Writing a check is an important adult skill that everyone should know. Filling out a check is relatively easy as long as you know what goes where




11. Bank Statement- is a summary of financial transactions which have occurred over a given period of time on a bank account held by a person or business with a financial institution


12. Check book reconciliation- keep track of your transactions in checkbook


13. Deposit Slip-A small written form that is sometimes used to deposit funds into your account



14. Differences between Bank and Credit Union-


15. Credit Card- is a payment card issued to users as a system of payment


16. Credit History-Your credit history describes how you use money


17. Credit report-a record of an individual's or company's past borrowing and repaying, including information about late payments and bankruptcy



18. FICO score- a person's credit score calculated with software from Fair Isaac Corporation



19. Debit card-a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.



20. Credit card interest rate- the price you pay for borrowing money.





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